Introduction

Dr. Shanker Adawal

Wealth is inseparable necessity in today’s human life, without wealth imagination of human life is not possible in this modern era. Right from food, clothing and shelter to modern amenities of life like car, air conditioners, refrigerators, all requires wealth to acquire or possess them. To help the modern gadgets working, one need electricity, and for that too one need to pay in terms of money, without wealth it is not possible to purchase and possess modern gadgets or get them running to enjoy their utility. These days everything needs wealth, even drinking water is required to be purchased and that day will also not be very far when we might require wealth to breath air, oxygen cafes has already emerged out in the cities though now it is only our choice to use it or not, but some day it may become our compulsion too. Wealth is the only thing which helps us to get ourselves avail all these things in our life.

Life in modern times is neither imaginable without wealth, nor it is practical these days to live without wealth. Everyone on this planet need wealth, in some or other form or quantity to meet their day to day necessity, beginning from the necessity of having food for their stomach, cloth to cover their body and shelter for living, to meet various other challenges of modern life like medicine, transportation, education, entertainment etc. anything and everything can be met only with the help of money and wealth. Without money and wealth life becomes miserable and something like that of primitive stone age or like that of animals, who do not require worldly stuff like shelter, clothing, education, entertainment and all other worldly things.

Everyone on this earth barring a few godly saints needs wealth to meet social security, enjoyments and all comforts of this materialistic world. Even those godly saints who don’t need money might not be drinking free water from rivers, lakes or ponds, we all know how polluted is the river or lake waters these days, such water is not healthy to drink and people cannot survive for long by consuming such water. If they are consuming purified water then someone or the other is paying its cost in the form of money on their behalf. Importance of wealth is inseparable from modern life, however simplistic be the life style one need wealth to fulfill some of the other necessity of human life.

On the basis of wealth we can classify the human beings in different groups such as: - Enormously Rich, Very Rich, Rich, well to do, upper middle class, middle class, poor, very poor and extremely poor.

The necessity for money is not the lust for money and it should not be considered the immoral thing to do.  The necessity for money helps an economy to grow, entrepreneur to invest in profitable means which help in providing employment opportunities for many people in the society and common people to put in extra hard work to earn more and more money. Hence, only the necessity for money helps the economy and the society to grow and keep growing in a never ending manner. If this necessity for money dies or dries up, then the economy will dry up, growth will vanish, employment opportunities will dry up spreading unhappiness and dissatisfaction within the society, finally resulting into misery and starvation in the society and everywhere in this world.

But this doesn’t mean that the people who are not rich do not put in sufficient efforts and hard work to acquire wealth, but everyone is restricted to earn only that much wealth that one is destined to earn. Where wealth is concerned no occupation is taboo to the human beings. One can adopt honest and straight forward means for making money or may adopt nefarious ways of crimes or other malpractices to earn wealth. The Karmic effects of the past which design the destiny of an individual for acquiring wealth are reflected in the horoscope by various planetary combinations within a horoscope or by absence of them in any horoscope.

The planet of wealth and prosperity, namely the Jupiter, signifies the extent to which the native will earn or gain wealth and financial prosperity in his or her life. However there are many specific astrological principles which signify the wealth and prosperity for the native. Gain of wealth and prosperity is attributed to the 2nd and 11th houses, while the 5th and the 9th house signify wealth and prosperity through speculation and good fortune. The Ascendant and the tenth house signify the native himself and his karma or the action, and the lords of these houses also suggest the possible sources for acquiring wealth and prosperity.

The science of astrology is linked with divine trinity, which comprise of Lord Brahma, the creator, Lord Vishnu, the sustainer or the guardian, and Lord Mahesha or Lord Shiva, the destroyer. In a horoscope there are four triangles, namely Dharma trikona, Artha trikona, Kama trikona and the Moksha trikona.

The Dharma trikona comprises of the houses 1st 5th and 9th and in signs of zodiac it comprises of the fiery signs Aries, Leo and Sagittarius denoting the Agni tatwa. The Artha trikona comprises of the houses 2nd 6th and 10th and in signs of zodiac it comprises of the earthy signs Taurus, Virgo and Capricorn denoting the Prithvi tatwa. The Kama trikona comprises of the houses 3rd 7th and 11th and in signs of zodiac it comprises of the aiery signs Gemini, Libra and Aquarius denoting the Vayu tatwa. The Moksha trikona comprises of the houses 4th 8th and 12th and in signs of zodiac it comprises of the watery signs Cancer, Scorpio and Pisces denoting the Jal tatwa.

Among all the four trikonas, it is the Artha trikona which sustains the human life through wealth and prosperity. It provides the essential element of human life, the wealth, which plays a dominant role in proper survival of human life. Saint Valmiki said in Ramayana that Guru Vashistha explained to Lord Rama that in this world, wealth is the most important thing, and there is not much of difference between a poor and a dead person, while a wealthy person seeking after Dharma and prosperity will succeed at all cost but the poor person striving for prosperity will find it difficult to attain.

Sage Vyasa also writes the similar thing in Mahabharata, that through wealth one attains Dharma, Kama and Moksha in life, and even day to day life in this world is not possible without wealth in hand. Hence, the Artha is important for rest of the three, Dharma, Kama and Moksha in life. The great economist Chanakya writes in his sutras that root of happiness is Dharma, and the root of Dharma is wealth and prosperity. The motive of any karma or action is gain of wealth and prosperity which bestows dharma and Kama. Chanakya has also mentioned in his work that one who has wealth and prosperity has friends and relatives and only then he is considered as men and he is able to live his life.

Money is essential for sustaining life and is represented by the Goddess Lakshmi, the goddess of wealth and prosperity. The Artha or the money, wealth, prosperity and fortune comprises of land, property, farms, jewelry, gems, buildings, vehicles, all lovable, beautiful and comfort providing things and objects and denomination of status in the society. From time immemorial, people realized the importance of wealth and prosperity in life. People without wealth live a life of suffering, destitution and penury, and lives unsung, unwept and unhonoured in life as well as in death. Poverty is like a curse that causes hunger, deprivation, humiliation, subjugation and many a times degradation of basic human values.

Success in life depends to a large extent on wealth and prosperity. Without wealth and financial prosperity nothing can be achieved in life. Wealth, prosperity and riches automatically come with many blessings in life like social status, objects of comforts and luxurious living, acquisition of novelties, fulfillment of dreams, utilization of opportunities, name, fame, power, prestige and popularity. Therefore since the beginning of early civilization, men have always tried to acquire, earn, gain and accumulate more and more wealth, prosperity and riches in their life.

I fact wealth and money can buy anything and everything including health and happiness in life. With money one can attain all medical facilities to support his health in times of his bad health and at other times one can eat healthy and nourishing foods to maintain good health and avoid medication and medical assistance in life. All these come only through money, wealth and riches in hand. And in a recent survey it has been also established that the wealthy people were found more mentally happy and fit than the poor people and the level of wealth and prosperity is directly proportional to the mental happiness and good health in life.

In today’s modern life and materialistic world, wealth is the only living God. Almost everyone, excluding few saints, crave to earn, gain and accumulate more and more wealth and prosperity in life, and many of us without thinking about the means, fair or unfair, to get it. Wealth can make one avail of almost everything in this world that one may hope to get in this world, like name, fame, popularity, prestige, status, power, comforts and pleasures of life.

The natal horoscope is a portrait of any person’s life or the road map of entire life. Health, Wealth, Career and Marriage are the major issues which are of great concern to everyone on this world. Today we are living in a materialistic society where from anything to each and everything can only be met with the help of wealth, and therefore, wealth gets prime importance above everything to every human being. Hence for acquiring all the comforts of modern life, we need money in abundance, whether it be earned by us or gifted to us by our near and dear ones.

There are various manners by which a person can acquire wealth. Some people are born with silver spoon in their mouth and they get all comforts by virtue of luck or Raj yogas in their horoscope. Some people work hard to earn the wealth, some use their intelligence for earning the same, others resort to black marketing, smuggling and all sorts of illegal & immoral means to acquire wealth in their life. Wealth may come to a native from one or more of many different sources, such as hard work, inheritance, speculative means, in the form of gift, by association with different people such as spouse.


All the above source of wealth can be deciphered by careful study of the horoscope, which reflects the various combinations of planetary yogas for wealth and reflects the source from which the wealth can be earned in an individual life span. To learn this from the Birth Chart I have explained the principles to decipher the same from the horoscope in this book, and hope that this will help the readers to learn and decipher the financial prospects in their respective lives. Astrological revelations will also help in focusing on the weaker areas which can be rectified by extra hard work and effort on the respective field, along with karmic rectification and adopting proper remedial measures mentioned in this book. These astrological revelations will also help one to get prepared in advance to face the periods of financial setbacks, if any, in their respective life.

Dr. Shanker Adawal
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