Encyclopedia of Vedic Astrology: Yogas:- Yoga for Penury, Chapter XV, Part – 1




Dr. Shanker Adawal

1. Introduction

1. From time immemorial, people realized the value of money power. People without money live a life of suffering & penury- unsung, unwept, unhonoured in life as well as in death. Poverty is a curse that causes hunger, deprivation, humiliation, subjugation, and many a times degradation of basic human values. Without money nothing can be achieved in life. On the other hand, money can buy almost anything/ everything in life except mental happiness and good health. Saint Valmiki in Ramayana has said, “In this world, wealth is the most important thing. There is not much difference between a poor and a dead person”, and that, “All actions done by a poor man of low order dwindle into nothingness, as the flow of rivulets during summer”.

2. Various yoga:

Planetary combinations that indicate penury, or awesome living conditions of a person are given in succeeding Para in alphabetical order.

3. Apkeerati Yoga:

This yoga is formed when 10th house is occupied by Sun & Saturn, who should occupy malefic Navamsha or be aspected by malefics, but no benefic influence. Alternately afflicted 6th lord in 10th house causes similar effects. It brings bad name, scandal or setback to reputation of the native.

4. Asubhmala Yoga:

When all benefics occupy Trika houses, this yoga arises. Such a native will incur heavy expenses, be unhappy, unholy and will be engaged in unsocial activities.

5. Asura Yoga:

When Jupiter or Venus or both occupy 8th house and are afflicted, Asura yoga is caused. The yoga is more malefic, if the planet is debilitated or retrograde. Such natives are mean, selfish, back-biter, spoil others’ work, do vile acts, be miserable but have a long life.


The native was a senior officer in excise department. His Janam lagna is weak as it is at is on Rasi-sandhi and in Rahu-Ketu axis. Hence let us see the chart from Moon lagna, which also happens to be Arudha lagna. 8th house from it, is occupied by Jupiter & Venus and is aspected by Rahu causing Asurayoga. While 2nd & 6th house is aspected by Saturn, denoting involvement in corrupt practices. The 11th house from Janam lagna, Moon lagna and Arudha lagna are afflicted confirming the corrupt nature of the native. The native is extremely crooked at heart and even cheats his own relatives/ friends. He was caught red-handed taking bribe during Saturn- Venus dasha in 1997 and was suspended from service.

6. Bhikshuka (beggar) Yoga:

This yoga is formed when Moon is in lagna, Saturn in Kendra and Jupiter is in 12th house or Moon is aspected by malefics and is devoid of any benefic aspect. Alternately lagna is occupied by Saturn & Rahu and 10th house is vacant. Such a native will be a beggar or of slave mentality.

7. Chor (Thief) Yoga:

The following planetary combinations denotes thievish nature of anative:

i) A morbid compulsion of theft/ robbery is indicated if lords of 4th or 12th is posited in 3rd or 8th lord is posited in 2nd house.

ii) The 4th lord is in 6th or Mercury is conjunct with Mars in 4th house.

iii) Ketu or Gullika is posited in Navamsha of Atmakaraka planet.

iv) Sun, Mars & Mercury are in 7th house aspected by Moon by any Tajika aspect, makes one a top brand thief.


The  native has been frequently changing his jobs as can be seen on double affliction on 10th lord Mars. The native has 8th lord Mercury in 2nd houses. Saturn (R) aspects Mars in 11th, 4th lord Venus in 3rd and 6th lord Moon in 6th house. This gave native thievish nature and he has involved in minor thefts. During Venus-Saturn, once he has been put behind bars also.

8. Dainya Yoga:

These are a group of 30 yoga/ combination of miseries, which results when:

1. The 6th lord exchanges place with lord of lagna, 2nd, 3rd, 4th, 5th, 7th, 8th, 9th, 10th, 11th or 12th house (11 yoga); or

2. The 8th lord exchanges place with lord of lagna, 2nd, 3rd, 4th, 5th, 7th, 9th, 10th, 11th, or 12th house (10 yoga); or

3. The 12th lord exchanges place with lord of lagna, 2nd, 3rd, 4th, 5th, 7th, 9th, 10th, or 11th house (09 yoga).

The above 30 yoga results from exchanges of various house lords with the lord of Trika houses. These lords spoil the houses whose lords they associate with. These combinations lead to a pulling down weight for luck & prosperity, commit sinful/ foolish actions, will revile others, tormented by enemies, makes the mind unsteady, and interrupts in various undertakings.

The native is the father of Communist Movement in the world. He had 3rd lord Mars exchange place with 6th lord Moon. The native was born on a solar eclipse day. His Moon is in close conjunction with 7th lord Sun and Rahu, indicating loss of vitality and health. He had a very difficult childhood which is also denoted by 8th lord from Sun, debilitated Mars being sun sign lord. However his lagna lord Saturn, the planet of labour & mass, is in lagna causing Sasa Yoga. The Saturn and 2-11th lord Jupiter both aspected Sun-Moon combination. This made the native a great thinker of revolutionary tendencies to lead human society into new mode of thought & behavior.

The Dainya yoga is not wholly evil. It puts certain difficulties/ disabilities in the way of success, because of enemy’s actions. There will be set backs in enterprises. But if other lords are strong & well placed, the native will be able to overcome his enemies and to dislodge the obstacles. In Para 4 of chapter 11, “On Parivartan Yoga”, it has already been explained how if lords of Trikone or 10th house, if strong & well placed, could deliver good results. Readers are advised to refer the charts of Sh, Aurobindo Ghosh, Jagdish Chandra Bose, MsManeka and Indira Gandhi, Saddam Hussain and of LK Advani etc.
Continue…


Shanker Adawal

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